Payday loans in Clifton | Mint Payday Loans

Are you in Clifton and need a financial boost quickly? Mint Payday Loans is your go-to solution. We may be able to connect you with lenders in the area of Clifton, CO, to provide swift and express loan approvals.

Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Clifton residents to submit their loan requests online. Our service is available 24/7, so you can submit your request anytime that works best for you.

With Mint Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – Submit your online form now!

Customer Reviews

Excellent

Olivia Q.

I never thought I'd qualify for financing, but this company helped me get a long term loan for bad credit with reasonable terms. The monthly payments are manageable and it’s giving me a real chance to rebuild my credit. I’m so relieved to have found a lender that truly understands.

Cenk P.

It’s approved

Selina C.

Super kind

Gina M.

One day when cashing checks, Kaiya informed me that they have check cashing loans available. I had no clue, and that's convenient as I got cash to pay off the bills. A convenient and welcoming service. Adding the option of opening on saturdays would make it easier.

Alice D.

I was curious if these places check your credit. Kaiya was super direct. She told me straight up that they focus more on income than credit. Sometimes people are not that honest with you, or they sugarcoat it. She was very upfront, and I felt really relaxed after speaking with her and seeing her honesty. A little booklet with common questions would be cool, since I had a bunch when I walked in. It's good to be prepared when you are learning about these types of things.

Cynthia F.

I stopped by to cash a check one day, and Kaiya informed me that they also offered check cashing loans. I had no idea! She helped me get cash fast for unexpected bills and made sure I understood the repayment plan. A really convenient and friendly service. It would be fantastic if they could extend their hours to include Saturdays for those of us who can’t make it during weekdays.

David J.

I went in wondering if payday loans check your credit, and Kaiya told me directly no-nonsense with no sugarcoating. She explained it to me and told me that approval is based more on my income than on my credit rating. I really appreciated that she was so forthcoming and made me feel at ease.
Recommendation: A little brochure or FAQ booklet for new borrowers would be handy for people like me who have so many questions.

Victor R.

I stopped by to cash a check, and Kaiya told me they also offer check cashing loans. I had no clue! She helped me get some quick cash for unexpected bills and explained the repayment plan clearly. Really convenient and friendly service.
Suggestion: It’d be awesome to have Saturday hours for those of us who can’t make it during the week.

David W.

I needed a payday loan and was expecting a hassle, but Mint in Clifton made it a breeze. Kaiya was easygoing and didn't try to sell me anything extra. She made sure I knew how to avoid late fees too.
Improvement idea: A few more chairs in the lobby would be nice—I had to stand for a bit since it was busy.

Modesto L.

"I don’t have direct deposit at my job, which usually makes finding loans a hassle. But Mint in Clifton made it simple! Kaiya didn't treat it like a big deal and got me approved quickly. She was super nice and understanding.
One idea: It’d be great if they had online options for document uploads to save time when you're in a hurry."

Roger P.

I was looking for payday loans in Clifton and Mint Payday Loans was great. Kaiya helped me out a lot and took her time to explain everything clearly. I had questions about repayment, and she guided me through it step by step.
Suggestion: The waiting area could feel a bit cozier—some dividers or soft music might help.

What is a Payday Loan?

A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.

The loan is repaid in full, including fees and interest, on your next payday.

When it comes to payday loans, Mint Payday Loans wants to ensure transparency regarding the costs and fees involved.

Here's What You Can Expect:

Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed

The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted

Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee

a Payday Loan Example:

For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230

3 Express Steps to Get A Payday Loan in Clifton

Submit Online Form

Please select how much cash you need and complete our express online requested form in a few minutes. It’s easy, secure, and available also for poor credit score.

Get Approved

Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.

Get Cash

If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.

Get a Payday Loan Online

Mint Payday Loans: Easy Loans for Low Credit. Experience hassle-free borrowing - Submit your online request and leave the rest to us.

How Much Do You Need?

Express Loan – Get a Free Quote

$100 - $1,000

$1,000 - $5,000

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What Are Payday Loans?

Payday loans are small, short-term loans that are usually due on your next payday, hence the name. They’re typically for amounts under $500 and are offered with minimal application requirements.

Note that payday loans typically come with small fees that can affect the annual percentage rate, or APR. The APR represents the total cost of borrowing.

What You’ll Typically Need for a Loan Inquiry

Before making a payday loan inquiry in Clifton, CO, here’s what most lenders will ask for:

Proof that you’re at least 18 years old
A government-issued photo ID
Valid contact details, like email address and contact number
Proof of income (like recent bank statements or pay slips)
An active checking account or prepaid debit account

Starting the Loan Inquiry Process With Third-Party Lenders

Most payday loans in Clifton are offered either by storefront lenders or online loan matching services. In either case, you’ll submit your basic information, and the lender will assess whether you meet the minimum eligibility requirements.

You can start the process quickly by filling in our fast online inquiry form. Your loan inquiry will be forwarded to a network of third-party lenders, who'll review it and send an offer if you're cleared for pre-approval.

After receiving an offer, clear up anything that's confusing with your lender before accepting it, and you could get your funds within 1-2 business days.

How do payday loans work?

Services

Payday loans

Cash Advance

Loans without a credit check

No Credit Check Loans

Same Day Loans

Quick Loans

Personal Loans For Bad Credit

Cash Advance Loans

Bad Credit Loans

Debt Consolidation

Requirements

Have an income of at least $1,000 monthly (all sources)

Be 18 years of age or older

Active email address and phone number

Be a US citizen or legal resident

Have an open checking account

Benefits

Free obligation quote

No collateral!

High-level security!

Bad credit – OK

Same Day Funding Available

Process

Submit an Online form

Get Approved

Review Loan Offer - Sign Your Agreement

Get the Cash Loan

Useful Information

Typically, pay $15-$30 per $100 loaned

Most states cap payday loans at $500

Payday loans are usually paid in single payment

Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.

How much does a payday loan with bad credit cost?

Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.

Low Credit Score Payday Loans

Clifton residents may still be eligible for payday loans, even with low credit scores. That’s because many lenders will focus on your capacity to repay the loan over your credit score.

However, note that you may face different terms, like lower borrowing amounts, when taking out a bad credit loan.

Limitations and Laws for Colorado Payday Loans

Colorado has a few limits on payday loans to help protect prospective borrowers.

Here’s the quick limits on payday loans in Colorado:

Payday loans with terms shorter than 6 months are illegal
Maximum Loan Amount: $500
Maximum APR: 36%
Rollovers: 1 total
Minimum Loan Term: 6 months, or 180 days
Maximum Loan Term: No maximum

Conclusion

Clifton residents can get quick cash using payday loans, but they’ll have to repay them within the term to avoid any credit score dips.

Before accepting a loan offer, review it and ensure it fits your needs. Try to only borrow what you can repay.

If you’re in a tough spot financially, you still have options. Send a filled-out inquiry form through Mint Payday Loans and you can potentially get your funds within 1-2 business days.

FAQs

How Do the Annual Percentage Rates (APR) on Payday Loans Get to Be So High?

A small interest rate or fee, when combined with a short loan term, can quickly turn into a very high APR. Even a small flat fee can translate to a huge APR. For example, a $15 fee on a $100 loan for two weeks is equivalent to 391% APR when calculated annually.

Why Do So Many People Continue to Use Payday Loans Despite the Financial Risk?

Payday loans are attractive to borrowers because they typically have more lenient requirements, don’t always need a hard credit check, and some lenders offer bad credit loans for borrowers with low credit scores. Some borrowers also feel they have no other options due to lack of savings.

Who Does Payday Loans Near Me?

If you’re in Clifton, you can start the inquiry process with our secure quick inquiry form. After filling it out, wait for pre-approval. You’ll be contacted by a lender with a tailored loan offer. Check their offer and accept it if the terms are agreeable, and you can get your money.

Customer Reviews