Payday loans in Huntsville | Mint Payday Loans

Are you in Huntsville and need a financial boost quickly? Mint Payday Loans is your go-to solution. We may be able to connect you with lenders in the area of Huntsville, AL, to provide swift and express loan approvals.

Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Huntsville residents to submit their loan requests online. Our service is available 24/7, so you can submit your request anytime that works best for you.

With Mint Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – Submit your online form now!

Customer Reviews

Excellent

Michael P.

I was a little worried about getting small bad credit loans in Huntsville, but they made it really simple. No credit check, no stress, simply quick approval. The staff was very friendly and explained everything in depth. I got the money I needed fast, and the payback terms were reasonable.

Eric M.

I was in Huntsville and had never gotten a cash payday loan, and was worried about fees. Sam spoke to me in normal terms—No head games. I got the cash I needed and the strategy for paying it back. Adding soft music or a TV in the waiting room would aid people into relaxing—It's like a library in there.

Vivian B.

I was in a tough spot last Saturday with no other places open. Luckily, Mint Payday Loans in Huntsville helped me out. Sam greeted me with a smile and made getting a weekend loan simple and stress-free. I got what I needed quickly, and the whole experience was pleasant. I suggest they also open on Sundays; it would be a big help to people in similar situations.

Marie K.

I'd never gotten a cash payday loan before in Huntsville and was worried about hidden fees. Sam explained everything in simple terms—no tricks or sales pressure. I got the cash I needed and a clear plan for paying it back.
It could help people relax if they had some soft music or a TV in the waiting room—it's a little too quiet in there.

Monica M.

Saturday rolled around, and I found myself in a tight spot with nowhere else open. Luckily, Mint Payday Loans in Huntsville came to my rescue. Sam welcomed me with a smile and made securing a weekend loan straightforward and stress-free. I got what I needed quickly, and it all felt easy-going. A suggestion would be to keep the doors open on Sundays too; that would really help a lot of people who find themselves in a tough situation.

Eleanor C.

I'd never taken out a cash payday loan before in Huntsville and was concerned about surprise fees buried in fine print. Sam explained it all to me in simple terms—no negotiating or high-pressure sales. I got the cash I needed and a clear plan for repaying it.
Little trick: A bit of soft music or perhaps a television in the waiting room might be helpful in relaxing individuals—it is a tad too quiet in there.

Albert W.

Needed a payday loan in Huntsville and found Mint after checking some reviews. Sam got right to the point and didn’t try to sell me anything extra. The place was clean, and it all happened in under 30 minutes.
Constructive feedback: I wish they had more payment options—adding Apple Pay or Venmo would make life easier.

Lamar C.

If you're looking for payday loans in Huntsville, this spot is worth a visit. I walked in feeling unsure, but Sam made everything easy and straightforward. You can tell he genuinely wants to help people who need a quick fix.
Room to improve: It would be awesome if they had an app to track your loan or make early payments online.

John F.

I needed a $100 payday loan to get me to payday, and Mint Payday Loans on University Drive did the trick. Sam was super professional and actually treated me like a person. He even gave me some budgeting tips!
What could be better: A bit more privacy in the waiting area would be good—it got busy and felt a bit cramped.

Mark L.

I was really in a tough spot on a Saturday when everywhere else was shut. But Mint Payday Loans in Huntsville came through for me. Sam greeted me nicely and got me a weekend loan with no fuss. It was quick and surprisingly chill.

Suggestion for improvement: They should think about staying open on Sundays too—it would be a big help for people in a pinch.

What is a Payday Loan?

A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.

The loan is repaid in full, including fees and interest, on your next payday.

When it comes to payday loans, Mint Payday Loans wants to ensure transparency regarding the costs and fees involved.

Here's What You Can Expect:

Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed

The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted

Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee

a Payday Loan Example:

For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230

3 Express Steps to Get A Payday Loan in Huntsville

Submit Online Form

Please select how much cash you need and complete our express online requested form in a few minutes. It’s easy, secure, and available also for poor credit score.

Get Approved

Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.

Get Cash

If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.

Get a Payday Loan Online

Mint Payday Loans: Easy Loans for Low Credit. Experience hassle-free borrowing - Submit your online request and leave the rest to us.

How Much Do You Need?

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$100 - $1,000

$1,000 - $5,000

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Payday Loans Briefly Defined

A payday loan is a small-dollar, short-term loan meant to be repaid by your next payday.

It typically provides borrowers with a lump sum that ranges from $100 to $500. These loans are easy to apply for, don't always require collateral, and often come with fast approvals, even for borrowers with limited credit history.

How do payday loans work?

Services

Payday loans

Cash Advance

Loans without a credit check

No Credit Check Loans

Same Day Loans

Quick Loans

Personal Loans For Bad Credit

Cash Advance Loans

Bad Credit Loans

Debt Consolidation

Requirements

Have an income of at least $1,000 monthly (all sources)

Be 18 years of age or older

Active email address and phone number

Be a US citizen or legal resident

Have an open checking account

Benefits

Free obligation quote

No collateral!

High-level security!

Bad credit – OK

Same Day Funding Available

Process

Submit an Online form

Get Approved

Review Loan Offer - Sign Your Agreement

Get the Cash Loan

Useful Information

Typically, pay $15-$30 per $100 loaned

Most states cap payday loans at $500

Payday loans are usually paid in single payment

Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.

How much does a payday loan with bad credit cost?

Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.

What You’ll Need for a Payday Loan

To apply for a payday loan in Huntsville, you will generally need:

Valid, government-issued photo ID
Proof of income or employment (Bank statements, pay slips, etc.)
Active checking account details (For direct deposit and or automatic deductions for easier payments)
Valid contact information (Phone number, email address)

Some lenders may request additional documentation depending on their approval process.

Finding Third-Party Payday Loan Lenders in Huntsville

Third-party payday loan lenders can be found both online and at storefronts throughout Huntsville. Look for licensed lenders with clear loan terms, no hidden fees, and contact support. Comparing rates online is also a useful way to find trusted providers.

At Mint Payday loans, we help Huntsville borrowers skip the lines and hassle of looking for a lender. Fill out our inquiry form to start the process.

Your inquiry will be forwarded to a network of reliable third-party lenders, who’ll review it. After passing pre-approval, you’ll be contacted with an offer suited to your needs.

Review the offer and ask the lender to clarify its terms. After accepting it, borrowers may be able to get their funds within 1-2 business days, depending on the speed of their bank and lender.

Do Huntsville Lenders Offer Payday Loans for Borrowers With Bad Credit?

Yes, many payday lenders in Huntsville accept applications from borrowers with bad credit. These lenders will usually focus on whether you can repay the loan by its due date, not your credit history.

Alabama Laws Covering Payday Loans

Alabama regulates payday loans under specific state statutes. Key rules include:

Maximum loan amount: $500 per borrower
Loan term range: Minimum 10 days, maximum 31 days
Finance charge: Limited to 17.5% of the principal (up to about 456% APR)
Cooling-off period: One business day required after a rollover
Loan limit: Only one outstanding payday loan per borrower at a time

These limits help manage repayment burden and prevent excessive fees.

Conclusion

Payday loans in Huntsville can be a quick option for short-term financial needs. While they are easy to access, it is important to understand the costs and rules set by Alabama law. Just make sure to always borrow responsibly and only what you can repay.

If you are ready to explore your options, start by filling out a quick online inquiry form today.

FAQs

How to Consolidate Payday Loans?

You can consolidate payday loans by applying for a personal installment loan. This allows you to combine multiple payday balances into one monthly payment with a longer repayment term. Credit unions or online lenders may offer these options.

Why Are Payday Loans So Much Easier to Qualify for Than Traditional Bank Loans?

Payday lenders base approval on income rather than credit history. They do not require collateral or long applications, making it easier for borrowers to qualify, especially those with poor credit or limited financial history.

How Many Payday Loans Can You Have?

In Alabama, you may only have one payday loan at a time per lender. However, some borrowers may have multiple loans from different lenders, though this increases financial risk. Tracking your obligations is important to avoid missed payments or additional fees.

Customer Reviews