Payday loans in Denver | Mint Payday Loans

Are you in Denver and need a financial boost quickly? Mint Payday Loans is your go-to solution. We may be able to connect you with lenders in the area of Denver, CO, to provide swift and express loan approvals.

Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Denver residents to submit their loan requests online. Our service is available 24/7, so you can submit your request anytime that works best for you.

With Mint Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – Submit your online form now!

Customer Reviews

Excellent

ANTONIO ALEXANDER QUEREVALU B.

It’s hard to find payday loans without a bank account, but this service made it happen. They worked with my situation and got me the funds I needed right away.

Zoe T.

Easy deal

John C.

I finally found direct lender installment loans for bad credit that actually work. The lender was transparent and the installment plan made repayment manageable and stress free.

Denise F.

After weeks of comparing lenders, I must admit that this company provided one of the best loans for people with bad credit that I could find. Instead of promising miracles, they made me a reasonable offer that took into account my circumstances. Considering my score, the interest was reasonable, and I had enough leeway to keep up with my payments.

Richard L.

After months of balancing multiple debts, I looked into consolidation options in Denver and regret not doing so sooner. They took the time to comprehend my predicament and offered a strategy that genuinely fit within my means. I feel like I have more financial control now.

Tommie S.

Having poor credit makes it difficult to find employers who will work with you. I found this site while looking for loans for people with bad credit. Although it wasn't much, it was sufficient to cover my emergency. It was definitely less stressful than I imagined.

Ernest G.

These fast money lenders made it simple for me to find what I was looking for. I completed the entire process online, and before the day was over, I had the money in my account. Sincerely prevented me from going into arrears on my rent.

ayaz A.

Hunter explained everything clearly.

What is a Payday Loan?

A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.

The loan is repaid in full, including fees and interest, on your next payday.

When it comes to payday loans, Mint Payday Loans wants to ensure transparency regarding the costs and fees involved.

Here's What You Can Expect:

Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed

The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted

Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee

a Payday Loan Example:

For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230

3 Express Steps to Get A Payday Loan in Denver

Submit Online Form

Please select how much cash you need and complete our express online requested form in a few minutes. It’s easy, secure, and available also for poor credit score.

Get Approved

Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.

Get Cash

If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.

Get a Payday Loan Online

Mint Payday Loans: Easy Loans for Low Credit. Experience hassle-free borrowing - Submit your online request and leave the rest to us.

How Much Do You Need?

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$100 - $1,000

$1,000 - $5,000

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What Are Payday Loans?

Payday loans, also known as deferred deposit loans, are small, short-term loans often used to cover urgent expenses. In Colorado, you can borrow up to $500 without putting up any collateral. Approval is typically based on your income rather than your credit score.

These loans are repaid quickly, often within a few weeks. While they’re convenient, they can carry high fees, so Denver residents may want to borrow only what they can repay.

What You’ll Typically Need for a Loan Inquiry

Getting started with a payday loan usually involves submitting a few basic documents. Most third-party lenders will ask for:

A valid government-issued photo ID
Proof of regular income (such as pay stubs or bank statements)
An active checking account in your name
Proof of Colorado residency
A working phone number and email address

Each lender may have additional requirements, but having these on hand can speed up the process.

How to Get Payday Loans With Third-Party Lenders

Instead of visiting a storefront, Denver residents can fill out one simple form and be connected to multiple licensed lenders.

Once you’ve passed pre-approval, you’ll receive a loan offer. Make sure to read everything, especially the APR, total fees, and payment deadline, before agreeing. Ask your lender to explain anything that's unclear.

How do payday loans work?

Services

Payday loans

Cash Advance

Loans without a credit check

No Credit Check Loans

Same Day Loans

Quick Loans

Personal Loans For Bad Credit

Cash Advance Loans

Bad Credit Loans

Debt Consolidation

Requirements

Have an income of at least $1,000 monthly (all sources)

Be 18 years of age or older

Active email address and phone number

Be a US citizen or legal resident

Have an open checking account

Benefits

Free obligation quote

No collateral!

High-level security!

Bad credit – OK

Same Day Funding Available

Process

Submit an Online form

Get Approved

Review Loan Offer - Sign Your Agreement

Get the Cash Loan

Useful Information

Typically, pay $15-$30 per $100 loaned

Most states cap payday loans at $500

Payday loans are usually paid in single payment

Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.

How much does a payday loan with bad credit cost?

Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.

Can You Get Bad Credit Payday Loans in Colorado?

Yes, many payday lenders serving Denver accept borrowers with poor or no credit. That’s because approval is more about your current income than your credit report.

Just know that if you have a low score, you might receive different terms, like a smaller loan amount or different repayment terms. Still, a steady income can work in your favor during the matching process.

Relevant Colorado Laws Regarding Payday Loans

Colorado has clear consumer protections in place for payday lending. Key limits include:

Loan Amount Limit: Lenders may not issue loans exceeding $500, and a borrower can’t have more than $500 in total financed at any given time.
Loan Term Requirements: There is no maximum loan term, but each loan must have a minimum term of six months from the date of the transaction.
APR Cap: The annual percentage rate (APR) for payday loans in Colorado is capped at 36%.
Refund Policy: If the borrower prepays the loan before the scheduled maturity date, the lender must refund a prorated portion of the finance charge based on the remaining loan term.

These rules are designed to protect you from excessive fees. In addition, always confirm that any lender you work with is licensed in Colorado and follows these laws.

Conclusion

Payday loans in Denver can offer a quick financial boost when you need it most, but they’re not without risk. Make sure you understand the full cost of the loan and only borrow what you can realistically repay.

If you’re considering your options, submitting an inquiry form is a safe first step. We’ll route your request to a network of third-party lenders so you can explore offers without pressure or obligation.

FAQs

How to Consolidate Payday Loans?

If you’re juggling multiple payday loans, you can explore debt consolidation options like credit counseling or installment plans. These can combine balances into one manageable payment.

What Are the Best Cash Advance Loans?

The best cash advance loans are offered by lenders that are transparent, licensed, and upfront about costs. Look for capped fees and flexible repayment terms.

Why Are Payday Loans So Much Easier to Qualify for Than Traditional Bank Loans?

Traditional banks look at your credit score, debt history, and more. Payday lenders typically just verify your income and checking account, making the process faster and simpler.

Customer Reviews