Payday loans in Aurora | Mint Payday Loans

Are you in Aurora and need a financial boost quickly? Mint Payday Loans is your go-to solution. We may be able to connect you with lenders in the area of Aurora, CO, to provide swift and express loan approvals.

Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Aurora residents to submit their loan requests online. Our service is available 24/7, so you can submit your request anytime that works best for you.

With Mint Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – Submit your online form now!

Customer Reviews

Excellent

Roselee D.

Mint Day Loans Fruita is my number one location to seek when I need cash. Cedric made sure that I comprehend the steps necessary for each process, helping ease any possible stress or worry. The vibe and area made you feel like you were at home, not on guard. Being able to receive tips and learn new ways to manage and save money better would be nice.

Alvin M.

When the unforeseen occurred, Mint Payday Loans Fruita quickly provided me with an emergency payday loan. Cedric was extremely friendly and made it simple. I greatly appreciated the assistance.
It could be better: Parking is a bit difficult when it is crowded, so additional parking space would be welcome.

Judith B.

Getting a payday loan here is just as easy as it sounds. Cedric always takes his time and keeps the paperwork simple. I’ve been back a few times and never felt rushed or confused.
Suggestion: A cozy waiting area with some chairs and water would make the experience even better.

Frederick S.

"I found myself in a tight spot needing cash quickly, and Cedric made it happen right away. The entire team was welcoming and got me my money the same day, no stress at all.
One idea: Adding an online pre-approval option could make things even faster. "

Johnny P.

Cedric at Mint Payday Loans Fruita really came through for me when I needed cash fast. The whole process was straightforward, and he was super friendly, answering all my questions. The location is also easy to get to.
Suggestion: It would be nice if they had weekend hours for those of us busy during the week.

What is a Payday Loan?

A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.

The loan is repaid in full, including fees and interest, on your next payday.

When it comes to payday loans, Mint Payday Loans wants to ensure transparency regarding the costs and fees involved.

Here's What You Can Expect:

Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed

The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted

Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee

a Payday Loan Example:

For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230

3 Express Steps to Get A Payday Loan in Aurora

Submit Online Form

Please select how much cash you need and complete our express online requested form in a few minutes. It’s easy, secure, and available also for poor credit score.

Get Approved

Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.

Get Cash

If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.

Get a Payday Loan Online

Mint Payday Loans: Easy Loans for Low Credit. Experience hassle-free borrowing - Submit your online request and leave the rest to us.

How Much Do You Need?

Express Loan – Get a Free Quote

$100 - $1,000

$1,000 - $5,000

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What Is a Payday Loan?

A payday loan is a small-dollar, short-term loan typically repaid by your next paycheck. In Aurora, borrowers can request amounts up to $500 through deferred deposit loans. These loans typically don’t require collateral and are based on your income and ability to repay.

Payday loans are meant for short-term use and come with fees. Failing to repay on time may result in more fees and potential debt rollover, so it’s important to borrow responsibly and only when necessary.

Typical Required Documents for a Loan Inquiry

To begin a payday loan inquiry, you’ll usually need to provide:

A valid government-issued photo ID
Proof of steady income (like bank statements or pay stubs)
An active checking account
Proof of Aurora or Colorado residency
A working phone number and email address

Some lenders may request additional documentation, but these are the basics most borrowers should have ready.

Getting a Payday Loan With Third-Party Lenders

Instead of visiting a storefront, Aurora residents can make loan inquiries online.

These services help speed up the process by forwarding your information to multiple lenders. If you pass pre-approval, you’ll receive a loan offer with all the terms included for review.

Before agreeing to anything, be sure to review the annual percentage rate (APR), total repayment amount, fees, and due date.

Ready to explore your options? Start the process by filling out a simple inquiry form—no in-person visits or paperwork required.

How do payday loans work?

Services

Payday loans

Cash Advance

Loans without a credit check

No Credit Check Loans

Same Day Loans

Quick Loans

Personal Loans For Bad Credit

Cash Advance Loans

Bad Credit Loans

Debt Consolidation

Requirements

Have an income of at least $1,000 monthly (all sources)

Be 18 years of age or older

Active email address and phone number

Be a US citizen or legal resident

Have an open checking account

Benefits

Free obligation quote

No collateral!

High-level security!

Bad credit – OK

Same Day Funding Available

Process

Submit an Online form

Get Approved

Review Loan Offer - Sign Your Agreement

Get the Cash Loan

Useful Information

Typically, pay $15-$30 per $100 loaned

Most states cap payday loans at $500

Payday loans are usually paid in single payment

Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.

How much does a payday loan with bad credit cost?

Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.

Bad Credit Payday Loans in Aurora

Many payday lenders serving Aurora don’t just rely on traditional credit checks. Instead, they focus on your income and ability to repay.

A borrower with poor credit but consistent income may still be able to get their funds. Just note that it may affect the loan terms you’re offered.

Colorado Laws and Regulations on Payday Loans

Payday lending in Colorado is regulated under the Colorado Deferred Deposit Loan Act and Rule 17 of the Colorado Uniform Consumer Credit Code. Here are a few key provisions Aurora residents should know:

Origination Fee: Lenders may charge up to 20% of the first $300 loaned, plus 7.5% of any amount over $300, as an origination or acquisition fee.
Interest Rate Cap: An annual interest rate of up to 45% may be applied, but only on the amount financed, excluding any fees.
Monthly Maintenance Fees: These fees may apply after the first 30 days. They are based on $7.50 per $100 loaned and aren’t owed if the loan is paid off early in a given month.
Prepayment Penalty: Not allowed.

Conclusion

Payday loans in Aurora can help with short-term financial emergencies, but they typically have shorter terms. Clarify the terms of any loan offers you received before accepting them.

If you’re ready to take the next step, you can start the process with a quick inquiry form. Aurora residents may be able to get their cash within 1-2 business days, depending on their lender!

FAQs

Why Are Payday Loans So Much Easier to Qualify for Than Traditional Bank Loans?

Payday lenders typically focus on your current income and bank account, not your full credit history. This makes them more accessible than banks, which often have stricter requirements.

How Do Payday Loans Work Online?

Online platforms simplify the process. You fill out a short inquiry form, and your information is shared with licensed lenders. If matched, you’ll receive a loan offer to review.

Want to get started? Fill out the inquiry form now to see your options.

Why Are Payday Loans So Popular?

They’re fast, require minimal paperwork, and don’t rely heavily on credit scores. That makes them attractive during urgent financial situations when time is critical.

Customer Reviews