Payday loans in Jersey City | Mint Payday Loans

Are you in Jersey City and need a financial boost quickly? Mint Payday Loans is your go-to solution. We may be able to connect you with lenders in the area of Jersey City, NJ, to provide swift and express loan approvals.

Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Jersey City residents to submit their loan requests online. Our service is available 24/7, so you can submit your request anytime that works best for you.

With Mint Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – Submit your online form now!

Customer Reviews

Randolph M.

★★★★★

A friend was the one who first recommended me to go to Mint Payday Loans. Sutton was super helpful in helping me apply for a direct lender payday loan without having to deal with the hassle of third-party interactions and people. Everything was simple and was able to be done in a timely manner. I’d love to be able to see resources available in Financial Planning added. Doing so may assist people in getting long-term support.

Ryan L.

★★★★★

I needed a payday loan from a direct lender because of my poor credit, and Sutton was exceptionally helpful. He carefully explained everything and made me feel at ease throughout the process. Suggestion: Adding a few chairs in the waiting space would be great since I had to stand for a considerable amount of time.

Vera M.

★★★★★

I liked how simple it was to apply online for a payday cash loan and then come in to wrap things up in person. Sutton made it easy. I have one idea for them: a rewards program for regular customers would be a great incentive!

Gordon H.

★★★★★

I’ve had my fair share of trouble with loans because of my credit score, which can feel pretty defeating sometimes. But then there was Sutton, who really eased my worries and assured me everything would be alright. They had this option for a payday loan, even for those with bad credit, and it really turned things around for me. I kept thinking, wouldn’t it be great if they made a mobile app to help track repayments? That could be a real lifesaver!

Mark P.

★★★★★

This was my first time getting a quick cash payday loan, and Sutton made it feel like such a breeze. He stayed calm, clear, and was super helpful throughout the whole process. They could save everyone some time by adding an option to upload documents digitally.

Derrick A.

★★★★★

I had trouble getting approved for a loan elsewhere because of my credit score. I was feeling a bit helpless, but Sutton reassured me that it would be okay. The option for a payday loan direct lender for those with bad credit really helped me out. I wish they could develop a mobile app to help me keep track of repayments; that would make everything so much easier.

James E.

★★★★★

I liked how straightforward it was to apply for a payday cash loan online and then come in to finalize the process in person. Sutton made it simple.wish that they had a rewards program for frequent shoppers

Mary W.

★★★★★

A friend told me about Mint Payday Loans. Sutton helped me apply for a direct lender payday loan without the third-party nonsense. Everything was simple and quick.I’d love to see financial planning resources added for long-term support.

Helen G.

★★★★★

Sutton helped me secure a low-interest payday loan even with a shaky credit history. He never made me feel uncomfortable.They could improve the website speed—it’s a bit slow on mobile.

Garry U.

★★★★★

Needed funds fast and Mint helped me out with a low-interest payday loan online. Sutton answered all my questions and made me feel valued.The exterior signage could be clearer—it’s easy to walk past the entrance.

Matthew P.

★★★★★

Found this place while searching for payday loans from direct lenders only. Mint in Jersey City delivered! Sutton was honest and easy to talk to.Adding an online status tracker for applications could make things smoother.

Carla F.

★★★★★

I needed a payday loan from a direct lender because of bad credit, and Sutton was awesome. He explained everything and made me feel comfortable.Suggestion: It’d be nice to have a few chairs in the waiting area — I had to stand for a while.

Joshua V.

★★★★★

Life got hectic, and bills piled up. Sutton walked me through a quick cash payday loan that kept me on track. Super grateful for the judgment-free vibe.Would love to see weekend hours added for folks who work weekdays.

Beatriz T.

★★★★★

Mint Payday Loans helped me get a payday cash advance within an hour. Sutton was professional and friendly, and the process was fast.Only downside was parking—wish they had validation or tips on nearby lots.

What is Payday Loan?

A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.

The loan is repaid in full, including fees and interest, on your next payday.

When it comes to payday loans, Mint Payday Loans wants to ensure transparency regarding the costs and fees involved.

Here's What You Can Expect:

Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed

The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted

Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee

a Payday Loan Example:

For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230

3 Express Steps to Get A Payday Loan in Jersey City

Submit Online Form

Please select how much cash you need and complete our express online requested form in a few minutes. It’s easy, secure, and available also for poor credit score.

Get Approved

Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.

Get Cash

If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.

Get a Payday Loan Online

Mint Payday Loans: Easy Loans for Low Credit. Experience hassle-free borrowing - Submit your online request and leave the rest to us.

How Much Do You Need?

Express Loan – Get a Free Quote

$100 - $1,000

$1,000 - $5,000

High Security

256-bit SSl

TLS Security

How do payday loans work?

Services

Payday loans

Cash Advance

Loans without a credit check

No Credit Check Loans

Same Day Loans

Quick Loans

Personal Loans For Bad Credit

Cash Advance Loans

Bad Credit Loans

Debt Consolidation

Requirements

Have an income of at least $1,000 monthly (all sources)

Be 18 years of age or older

Active email address and phone number

Be a US citizen or legal resident

Have an open checking account

Benefits

Free obligation quote

No collateral!

High-level security!

Bad credit – OK

Same Day Funding Available

Process

Submit an Online form

Get Approved

Review Loan Offer - Sign Your Agreement

Get the Cash Loan

Useful Information

Typically, pay $15-$30 per $100 loaned

Most states cap payday loans at $500

Payday loans are usually paid in single payment

Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.

How much does a payday loan with bad credit cost?

Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.

Customer Reviews