Are you in Lakewood and need a financial boost quickly? Mint Payday Loans is your go-to solution. We may be able to connect you with lenders in the area of Lakewood, NJ, to provide swift and express loan approvals.
Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Lakewood residents to submit their loan requests online. Our service is available 24/7, so you can submit your request anytime that works best for you.
With Mint Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – Submit your online form now!
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What is Payday Loan?
A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.
The loan is repaid in full, including fees and interest, on your next payday.
When it comes to payday loans, Mint Payday Loans wants to ensure transparency regarding the costs and fees involved.
Here's What You Can Expect:
Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed
The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted
Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee
a Payday Loan Example:
For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230
3 Express Steps to Get A Payday Loan in Lakewood
1
Submit Online Form
Please select how much cash you need and complete our express online requested form in a few minutes. It’s easy, secure, and available also for poor credit score.
2
Get Approved
Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.
3
Get Cash
If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.
How do payday loans work?
Services
Payday loans
Cash Advance
Loans without a credit check
No Credit Check Loans
Same Day Loans
Quick Loans
Personal Loans For Bad Credit
Cash Advance Loans
Bad Credit Loans
Debt Consolidation
Requirements
Have an income of at least $1,000 monthly (all sources)
Be 18 years of age or older
Active email address and phone number
Be a US citizen or legal resident
Have an open checking account
Benefits
Free obligation quote
No collateral!
High-level security!
Bad credit – OK
Same Day Funding Available
Process
Submit an Online form
Get Approved
Review Loan Offer - Sign Your Agreement
Get the Cash Loan
Useful Information
Typically, pay $15-$30 per $100 loaned
Most states cap payday loans at $500
Payday loans are usually paid in single payment
Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.
How much does a payday loan with bad credit cost?
Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.