Payday loans in Paterson | Mint Payday Loans

Are you in Paterson and need a financial boost quickly? Mint Payday Loans is your go-to solution. We may be able to connect you with lenders in the area of Paterson, NJ, to provide swift and express loan approvals.

Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Paterson residents to submit their loan requests online. Our service is available 24/7, so you can submit your request anytime that works best for you.

With Mint Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – Submit your online form now!

Customer Reviews

Excellent

Dana H.

I was in extreme need and went over to Mint for $500, where my car broke down. All the workers there were kind, and I did notice Kamryn the most, since she looked over numbers and costs with me! The signs on the outside should be more known, though; it could have saved me some time spotting this place.

Charles F.

I took out a $500 payday loan from Mint when my car suddenly broke down. Kamryn was courteous and went over everything with me. It was quick and painless. They can make the signs outside more noticeable; it would be simpler to find the store.

Catherine B.

For short-term payday loans, Mint Payday Loans has been my first choice. Kamryn made everything smooth and easy. I appreciated how the staff explained the repayment plan so well. If they set up a text alert system for payment reminders, that would be awesome. I’m pleased with the friendly service and would come back if I need help again.

Daniel P.

I had to cover a last-minute bill and needed a short-term cash advance. A friend recommended Mint, and Kamryn was great. She explained all the terms clearly, so there were no surprises. It would be nice if they opened in the evenings for folks who have daytime jobs. Other than that, the service was really good.

Mike H.

I needed cash fast, and Mint’s payday loans really came through for me. Kamryn made the application process quick and easy. The waiting area was cozy, which helped since I was a little anxious. It would be handy if they had online pre-approval to save some time, but I’m pretty happy with everything.

Holly C.

When I moved to Paterson, I needed to find some reliable payday lenders. Mint Payday Loans caught my eye because everyone there was super friendly. Kamryn welcomed me and took the time to explain everything about their loans. The process was simple, and they didn’t rush me at all. A bit more parking would’ve been nice, but overall, it was a good first experience.

What is Payday Loan?

A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.

The loan is repaid in full, including fees and interest, on your next payday.

When it comes to payday loans, Mint Payday Loans wants to ensure transparency regarding the costs and fees involved.

Here's What You Can Expect:

Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed

The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted

Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee

a Payday Loan Example:

For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230

3 Express Steps to Get A Payday Loan in Paterson

Submit Online Form

Please select how much cash you need and complete our express online requested form in a few minutes. It’s easy, secure, and available also for poor credit score.

Get Approved

Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.

Get Cash

If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.

Get a Payday Loan Online

Mint Payday Loans: Easy Loans for Low Credit. Experience hassle-free borrowing - Submit your online request and leave the rest to us.

How Much Do You Need?

Express Loan – Get a Free Quote

$100 - $1,000

$1,000 - $5,000

High Security

256-bit SSl

TLS Security

How do payday loans work?

Services

Payday loans

Cash Advance

Loans without a credit check

No Credit Check Loans

Same Day Loans

Quick Loans

Personal Loans For Bad Credit

Cash Advance Loans

Bad Credit Loans

Debt Consolidation

Requirements

Have an income of at least $1,000 monthly (all sources)

Be 18 years of age or older

Active email address and phone number

Be a US citizen or legal resident

Have an open checking account

Benefits

Free obligation quote

No collateral!

High-level security!

Bad credit – OK

Same Day Funding Available

Process

Submit an Online form

Get Approved

Review Loan Offer - Sign Your Agreement

Get the Cash Loan

Useful Information

Typically, pay $15-$30 per $100 loaned

Most states cap payday loans at $500

Payday loans are usually paid in single payment

Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.

How much does a payday loan with bad credit cost?

Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.

Customer Reviews