Payday loans in Warren | Mint Payday Loans

Are you in Warren and need a financial boost quickly? Mint Payday Loans is your go-to solution. We may be able to connect you with lenders in the area of Warren, Ohio, to provide swift and express loan approvals.

Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Warren residents to submit their loan requests online. Our service is available 24/7, so you can submit your request anytime that works best for you.

With Mint Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – Submit your online form now!

Customer Reviews

Excellent

Jeannette B.

A quick loan advance was necessary to move forward with a time-sensitive business opportunity. As promised, their expedited process resulted in funding and approval in less than a day. My application was given priority by the business loan specialist, who recognized its urgency. It meant the difference between seizing the opportunity and missing out entirely.

Darrin K.

I looked everywhere for quick, low-cost loans in Warren before settling on these affordable rates. While other lenders demanded outrageous interest rates, this company provided reasonable terms. They thoroughly explained everything, and the entire process took less than an hour.

Roger B.

Got it done.

Marilyn P.

I found myself needing money sooner than I expected, so I checked out their early payday loan in Warren. Emmeline was professional and friendly, explaining everything in detail and approving my loan in just seconds. It really helped me out of a tough spot. A loan tracking mobile app would be great for busy people like me.

Maria O.

Velma W.

Mint Payday Loans is definitely a lender I trust in Warren. Emmeline and the team are always straightforward when it comes to the terms and fees, which really simplifies everything.
That said, I noticed parking can be a bit of a nightmare during busy times. It would be awesome if they could add more parking options or maybe offer discounts for those using their services.

Catherine P.

Mint Payday Loans is one of the direct lenders in Warren that I would rely on. Emmeline and staff are always candid about the terms and charges so it is all made simple.
Parking can be difficult when it is busy, so having more spaces or discounts might make it easier.

Kyle H.

I needed the money sooner than I anticipated, so I tested out their early payday loan in Warren. Emmeline was professional and courteous, explaining it thoroughly to me and approving me in seconds. It really got me out of a bad spot. A loan tracking mobile application would be useful for busy consumers.

John R.

I have been to Mint Payday Loans previously, and obtaining a payday loan is always a breeze. Emmeline's friendly demeanor makes it even sweeter—she is patient and ensures everything is explained to you before you sign.
Tip: A small waiting area with magazines or Wi-Fi would make visits more comfortable.

A Google U.

I needed cash a bit sooner than I thought, so I tried their early payday loan in Warren. Emmeline was nice and professional, explaining how it worked and helping me get approved quickly. It really got me out of a bind.
Suggestion: A mobile app for tracking loans would be helpful for busy customers.

Albert B.

"Emmeline gave me a clear list of payday loan options available in Warren, which helped me pick the best one for my needs. The staff was friendly and answered all my questions.
Could improve: Longer hours on weekends would be great for those who work during the week."

Christina C.

I needed a short-term payday loan in Warren, and Emmeline at Mint Payday Loans made it super easy. The process was quick, and she explained everything clearly. The office was clean and easy to find.
Suggestion: Having an online application could speed things up.

What is a Payday Loan?

A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.

The loan is repaid in full, including fees and interest, on your next payday.

When it comes to payday loans, Mint Payday Loans wants to ensure transparency regarding the costs and fees involved.

Here's What You Can Expect:

Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed

The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted

Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee

a Payday Loan Example:

For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230

3 Express Steps to Get A Payday Loan in Warren

Submit Online Form

Please select how much cash you need and complete our express online requested form in a few minutes. It’s easy, secure, and available also for poor credit score.

Get Approved

Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.

Get Cash

If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.

Get a Payday Loan Online

Mint Payday Loans: Easy Loans for Low Credit. Experience hassle-free borrowing - Submit your online request and leave the rest to us.

How Much Do You Need?

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$100 - $1,000

$1,000 - $5,000

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Payday Loans Briefly Defined

Payday loans are small, short-term loans typically meant to be repaid within a few weeks or by your next payday.

The loans are generally capped at around $500, though limits vary by state. They are often used for urgent needs such as rent, medical bills, or car repairs.

In Ohio, payday loans are legally classified as short-term loans. While they can offer quick access to funds, they often come with higher interest rates and strict repayment terms.

How do payday loans work?

Services

Payday loans

Cash Advance

Loans without a credit check

No Credit Check Loans

Same Day Loans

Quick Loans

Personal Loans For Bad Credit

Cash Advance Loans

Bad Credit Loans

Debt Consolidation

Requirements

Have an income of at least $1,000 monthly (all sources)

Be 18 years of age or older

Active email address and phone number

Be a US citizen or legal resident

Have an open checking account

Benefits

Free obligation quote

No collateral!

High-level security!

Bad credit – OK

Same Day Funding Available

Process

Submit an Online form

Get Approved

Review Loan Offer - Sign Your Agreement

Get the Cash Loan

Useful Information

Typically, pay $15-$30 per $100 loaned

Most states cap payday loans at $500

Payday loans are usually paid in single payment

Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.

How much does a payday loan with bad credit cost?

Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.

What You’ll Need for a Payday Loan

To get a payday loan in Warren, Ohio, you will typically need the following:

Proof of being at least 18 years old
Valid identification, such as a government-issued ID or residence card
Proof of income showing you have a regular monthly income (To demonstrate ability to repay)
An active checking account for direct deposit of the loan and automatic repayment
Contact information and proof of residence (address, phone number)

NOTE: The requirements will vary depending on the lender. This is just an overview of the basic requirements you’ll need.

Finding Third-Party Payday Loan Lenders in Warren

We can help Warren residents find licensed short-term loan providers. The process usually starts with filling out our loan inquiry form.

Once submitted, your loan request will be sent to third-party lenders, who will then review it. After passing pre-approval, you’ll be sent a loan offer based on your needs.

Check the offer and ask the lender to explain anything that’s unclear before agreeing to it. After agreeing, you may be able to receive your funds within 1-2 business days, depending on your lender and bank.

Do Warren Lenders Offer Payday Loans for Borrowers With Bad Credit?

Yes, many payday lenders in Warren and the wider Ohio area still consider borrowers with poor credit. For bad credit borrowers, the lender will typically focus more on income stability than credit score.

However, while getting a payday loan despite bad credit is possible, remember that bad credit loans may come with stricter repayment schedules or slightly higher fees.

Some lenders may also offer installment repayment plans to help manage costs over time.

Ohio Laws Covering Payday Loans

Ohio payday loans are legal but highly regulated under the state’s Short-Term Loan Law and the Ohio Fairness in Lending Act (2018). Here are some payday loan laws for Warren and Ohio borrowers:

Maximum loan amount: $1,000 per payday loan.
Interest rate (APR) cap: APR capped at 28%, but additional fees are allowed
Loan term: Minimum 91 days, maximum up to one year.
Total Debt Cap: As a borrower, you cannot have more than $2,500 in outstanding short-term loans.

These protections help reduce the risk of debt cycles and promote fair lending practices in Warren and the rest of Ohio.

Conclusion

Payday loans in Warren can be a useful option for short-term financial needs, but note the state limits before making a loan inquiry.

Ohio has strict lending laws, which means borrowers have more transparency and protection from excessive fees.

Start the inquiry process today to get your cash within a few business days.

FAQs

How Many Payday Loans Can You Have at Once?

Ohio has no limit on the number of payday loans you can have overall. However, you are allowed to have only one payday loan outstanding with a single lender at a time.

How to Consolidate Payday Loans?

To consolidate payday loans, you can apply for a personal installment loan, which allows you to combine multiple payday debts into one fixed monthly payment.

How to Pay Off Payday Loans?

Make payments on time to avoid late fees. If available, borrowers may also be able to request an installment repayment plan or seek hardship options from the lender.

Customer Reviews